Our rates are competitive and transparent, with no hidden fees. Rates are subject to change based on market conditions, loan amount, property type, and borrower qualifications.
Last Updated: January 2025 | Next Review: February 2025
Several factors influence the final rate you receive on your loan:
Higher credit scores typically qualify for lower rates and better terms
Larger loans may qualify for volume discounts and preferential pricing
Different property types have varying risk profiles affecting rates
Market conditions and regulations vary by geographic area
In addition to interest rates, the following fees may apply:
| Fee Type | Amount | Description |
|---|---|---|
| Appraisal | $500 - $1,500 | Property valuation by licensed appraiser |
| Title Insurance | 0.5% - 1.0% | Protection against title defects |
| Escrow | $500 - $1,000 | Third-party closing services |
| Wire Transfer | $25 - $50 | Fund disbursement fee |
| Document Prep | $200 - $400 | Loan document preparation |
Rate Lock Period: 30, 45, or 60 days | Lock Fee: 0.25% of loan amount
Extension Fee: 0.125% per 15 days | Lock Expiration: Must close within
lock period
Most of our loans have no prepayment penalties, allowing you to pay off your loan early without additional costs.
Pay off your loan early to save on interest and improve your cash flow for future investments.
Estimate your monthly payment:
Our team is here to help you understand our rates and find the best financing solution for your needs.
Contact UsApply now to secure financing with our competitive rates and flexible terms.
